Why African Fintech Is Still Dominating Startup Funding in 2025

When you look at where the big money is going in Africa’s startup scene, one answer keeps coming up: fintech. Year after year, financial technology companies attract the largest share of venture capital. Even in 2025, when other sectors like health tech and climate tech are growing, fintech still leads the way.

Why is that? The answer lies in demand. Millions of Africans remain underbanked or completely outside the formal financial system. Fintech startups are filling this gap by making banking, lending, and payments more accessible. Mobile wallets, digital lending apps, and neobanks are helping people move money, pay bills, and access credit in ways that traditional banks have failed to deliver.

Are you building in fintech or thinking about launching in Africa’s fastest-growing sector? Book a call with BuildX today. We help founders refine their strategies, attract investors, and scale faster.